AML/CFT/CPF Compliance Program

By the end of this program, participants will be able to:

• Understand key AML/CFT/CPF regulations and global standards, including FATF Recommendations, Basel principles, and Wolfsberg guidance.
• Recognize money laundering, terrorist financing, and proliferation financing risks.
• Implement effective AML/CFT/CPF compliance programs.
• Apply customer due diligence (CDD), enhanced due diligence (EDD), and suspicious activity reporting (SAR) procedures.
• Identify emerging financial crime trends, typologies, and regulatory enforcement developments.

The program covers three modules and ten sessions.

Module 1: Fundamentals of AML/CFT/CPF Compliance

Session 1: Introduction to Money Laundering, Terrorist Financing, and Proliferation Financing

• Definitions, stages of money laundering, and financial crime typologies.
• Global impact and case studies.

Session 2: Regulatory Framework and Key Standards

• FATF Recommendations.
• Local AML/CFT laws and international compliance requirements.

Session 3: Risk-Based Approach

• Conducting financial crime risk assessments.
• High-risk customers, jurisdictions, and sectors.

Module 2: Implementing an Effective AML/CFT/CPF Compliance Program

Session 4: Customer Due Diligence and Know Your Customer

• Customer due diligence (CDD) and enhanced due diligence (EDD).
• Beneficial ownership and politically exposed persons (PEPs).

Session 5: Transaction Monitoring and Suspicious Activity Reporting

• Red flags and unusual transaction patterns.
• Suspicious activity reporting and regulatory expectations.

Session 6: Sanctions Screening and Proliferation Financing Controls

• OFAC, UN, and EU sanctions lists.
• Dual-use goods and proliferation financing risks.

Module 3: Emerging Trends and Enforcement

Session 7: Digital Assets and Cyber-Enabled Financial Crimes

• Cryptocurrencies, decentralized finance (DeFi), and dark web risks.

Session 8: Corporate Governance and Compliance Culture

• Senior management responsibilities and board oversight.
• Building a strong compliance culture.

Session 9: Regulatory Inspections and Enforcement Actions

• Common compliance deficiencies and penalties.
• Audit readiness and good practices.

Session 10: Interactive Workshop and Case Studies

• Real-world scenarios and group discussions.

This program is designed for all staff within an organization, particularly professionals whose responsibilities involve financial transactions, customer relationships, risk management, or regulatory compliance.

It is especially relevant to:

• Banking and financial services professionals.
• Compliance and anti-financial crime officers.
• Risk management professionals.
• Internal auditors and control officers.
• Customer service and relationship management teams.
• Operations and transaction processing personnel.
• Senior managers and executives responsible for compliance oversight.

This program is designed for all staff within an organization, particularly professionals whose responsibilities involve financial transactions, customer relationships, risk management, or regulatory compliance.

It is especially relevant to:

• Banking and financial services professionals.
• Compliance and anti-financial crime officers.
• Risk management professionals.
• Internal auditors and control officers.
• Customer service and relationship management teams.
• Operations and transaction processing personnel.
• Senior managers and executives responsible for compliance oversight.

The program uses an interactive, practical learning approach combining:

• Instructor-led presentations and guided discussions.
• Case studies, videos, and practical checklists.
• Group activities and experience sharing.
• Self-directed learning, assessments, and online discussions, where applicable.

The methodology connects core concepts with practical workplace scenarios to help participants apply their learning effectively.